Medicare Advantage Plans are offered by private insurance companies and act as your primary insurance.

When you enroll in a medicare advantage plan Medicare pays a monthly premium to the insurance company to administer and take care of your needs.  Because of this, many medicare advantage plans do not require a high monthly premium. They usually  require that you stay within their network, and  have co-pays for many services rendered.  (Click Here) for more information.

Begin today, learn everything you need to about medicare supplement plans in AZ‌. Enrollment ends soon, begin today.

We are a proud top medicare insurance brokers Arizona.  We help individuals compare medicare supplement plans in Arizona.

Medicare supplement or medigap plans work differently than medicare advantage plans.  These types of plans keep medicare as your primary insurance.  Because medicare is your primary insurance you will be able to go to any doctor (in any state) that accepts medicare.

Your supplement will then pay differences in what is left over after medicare pays their portion.

Our medicare supplement comparison tool will have you identify the differences between the types of plans.

(Click here) for more information.

Prescription drug coverage (part D) is medicare’s option to cover pharmacy benefits.  

Medicare contracts with private insurance companies to administer this program.  

Many medicare advantage plans include prescription drug coverage as part of their basic benefits. Supplemental (medigap) plans do not.  

If you do not enroll in a part D plan when you are eligible medicare will penalize you for not having done so. (Click Here) for more information.

Medicare does not cover routine dental benefits.  Many dental options are available for medicare recipients to add to their existing coverage.  (Click Here)

Hospital indemnity plans cover copays that the hospital may require be paid as part of an inpatient hospital stay.